The psychology of wealth is about more than just your bank account. Inspired by Alfred Adler's work, this article explores the two paths we take in the pursuit of significance: one driven by external validation, the other by internal fulfillment. Discover how to align your financial decisions with a deeper sense of purpose and find true wealth that goes beyond a paycheck.

As relationships deepen, so do responsibilities and expectations. Yet, one of the most vital—and often ignored—aspects of a serious partnership is financial compatibility. Before you take that next big step, whether it's moving in, getting engaged, or planning a wedding, having honest and open conversations about money isn't just a good idea—it's essential.

Money is a leading cause of stress for couples. While love forms your foundation, financial transparency ensures that foundation is rock-solid. Talking about your finances early on helps you avoid misunderstandings, align your goals, and build crucial trust and teamwork.

We're often bombarded with images of "being rich" – the luxury cars, the sprawling mansions, the designer clothes. It's an aspirational image, fueled by social media and conventional wisdom. But as financial author Morgan Housel eloquently points out, there's a profound difference between being rich and being wealthy. Being rich is often about visible income and spending; it's about what you see. Being wealthy, however, is hidden – it's about unspent savings and investments, the quiet power of financial independence.

New aged care fees are on the horizon. The upcoming reforms mean potentially higher costs, but this four-month delay offers a critical window.

Click to learn how you might still access current fee arrangements and protect your financial situation.

Think your crypto activity flies under the radar? Think again. The Australian Taxation Office now has data-sharing agreements with major crypto exchanges, giving them a clear view of your transactions.

This means common actions you might not think twice about—like swapping one cryptocurrency for another—can trigger a tax bill, even if you never converted back to Australian dollars. Misunderstanding the rules or failing to keep the right records can lead to costly penalties and an ATO review.

Before tax time catches you by surprise, read our essential guide on what the ATO is looking for and the steps you must take to stay compliant.

Receiving an inheritance is a profound moment, often mixing the sadness of loss with the weight of new responsibility. It’s a gift meant to secure your future, but navigating the financial complexities—from taxes to investments—can feel overwhelming. Before you make any big decisions, there is a clear path forward.

Our new guide offers a thoughtful roadmap to help you honour your loved one's legacy while making smart, confident choices for your own financial journey. Learn the crucial first steps to take, and the common mistakes to avoid…

Just won TattsLotto? Amazing! But beyond the thrill, the weight of big decisions can set in – investments, family requests, future plans. Don't let your incredible windfall become overwhelming. Learn how to manage sudden wealth with confidence and turn opportunity into lasting security.

Did you know financial advisers in Australia can deliver around 5.7% in annual value? This includes behavioural coaching, asset allocation, and tax-savvy planning. But the true worth of ongoing advice goes even deeper, especially today.

Our latest article by Lynn Zhao explores why consistent financial guidance is more critical than ever.

Maximise Your Tax Savings Before June 30th!

With the financial year-end rapidly approaching, this essential guide reveals actionable strategies to help you optimise your tax position. Don't miss out on opportunities to potentially reduce your tax bill by acting before June 30th.

A significant change is coming for UK pensions: starting April 2027, they will be included in the UK's Inheritance Tax (IHT) regime.

This article explains the current IHT rules and how this change will affect estate planning, particularly for UK pension holders in Australia.

It discusses the potential for increased tax liability and the option of transferring UK pensions to Australian superannuation to mitigate IHT, while also addressing the complexities and potential tax implications of such transfers.

The UK State Pension is available to eligible individuals residing in Australia. Individuals can potentially increase their pension entitlements by making voluntary National Insurance contributions before April 5th, 2026. Eligibility for the UK State Pension generally requires at least 10 years of qualifying National Insurance contributions.

The advantages of using an adviser to help you manage your money

Should I move my UK pension back to Australia?

Sometimes the value that we provide as independent financial planners is tangible - we can specifically point to some tax savings that have been made, some social security that has been gained or some investments that have delivered gains. However, more often than not the value can be intangible.

For a long time, the media, super funds and most financial planners have given what was thought to be very sage advice to those about to retire which has focussed primarily on the money.