You’ve won Tattslotto! What happens next matters most

A sudden financial windfall brings opportunity — but it also brings complexity. The truth is, managing new wealth successfully requires a different mindset — and a different skill set — to earning it.

At Independent Wealth Partners, we help TattsLotto winners turn sudden wealth into lasting financial security, freedom, and clarity. Through careful strategy and considered advice, we guide clients through the transition from uncertainty to confidence.

The Emotional and Financial Challenges of Sudden Wealth

For most people, wealth is something built gradually over time. When it arrives all at once, the learning curve can be steep.

Sudden wealth brings unfamiliar decisions:

  • Should you pay off your mortgage or keep some debt?

  • Where should you invest, and in what structure?

  • How do you handle requests for money — especially from family or friends?

  • How do you plan for tax? Or children? Or retirement?

There’s also a very human side to consider: winners often feel isolated, anxious about making a mistake, or unsure of whom they can trust. Without a framework for making good decisions, it’s easy to fall into reactive choices — or to do nothing at all.

A Calm, Structured Approach When You Need It Most

In the wake of a significant financial event like winning TattsLotto, it’s natural to feel overwhelmed. The stakes are high, and the decisions can feel daunting. That’s why we begin with a calm, methodical approach — designed to give you space, clarity, and control.

We don’t start with financial products or investments. We start with you — your values, your concerns, and your vision for the future.

Step 1: Discovery and Clarity

We begin with a deep discovery process to help you reflect on and define:

  • What matters most to you — now and over the long term

  • Your current financial position and key priorities

  • The people and causes you care about

  • The lifestyle you want to live — and sustain

This process is collaborative, confidential, and entirely at your pace. We help you identify blind spots, understand your choices, and prioritise what needs immediate attention.

Step 2: Managing Immediate Risks

Sudden wealth can come with immediate risks — from unexpected tax exposure to emotional pressure from others. We help you:

  • Understand and plan for your tax obligations

  • Secure your privacy and limit unwanted attention

  • Set healthy boundaries with those around you

  • Protect your assets from risk or mismanagement

We work with experienced legal and accounting partners to ensure no stone is left unturned.

Step 3: Building a Long-Term Strategy

With clarity and stability established, we design a bespoke long-term strategy tailored to your life. This may include:

  • Investment structuring to balance growth, income, and risk

  • Setting up trusts or entities for tax efficiency and asset protection

  • Planning for family dynamics, inheritance, or charitable giving

  • Reviewing your estate plan and future-proofing your wishes

  • Establishing a sustainable income stream to fund your lifestyle

Everything we recommend is designed to align with your goals and values — no generic advice, no off-the-shelf solutions.

Step 4: Ongoing Guidance and Peace of Mind

We don’t disappear once a plan is in place. We provide ongoing advice and proactive adjustments as your life evolves. Whether it's planning a move, launching a passion project, supporting your children, or navigating a change in circumstances — we’re with you every step of the way.

Our role is to simplify the complex, protect what matters, and help you make decisions with confidence and clarity.

What Makes Us Different

Independent Wealth Partners was founded on the principle of true independence. We’re a privately owned firm that operates on a fee-for-service model — meaning we don’t accept commissions, product incentives, or volume-based payments.
Our only priority is your long-term wellbeing.

Common Missteps We Help Clients Avoid

Without professional advice, many TattsLotto winners fall into one of three traps:

  1. Overspending early

  2. Poor investing

  3. Lack of structure

We help you avoid these outcomes by guiding you with proven strategies and grounded expertise.

Your Privacy Is Paramount

We understand that lottery winners often wish to keep their circumstances confidential. Our team works with the highest standards of discretion and professional conduct. Your privacy is always respected.

Let’s Talk About Your Next Chapter

If you or someone close to you has recently won TattsLotto or come into significant wealth, Independent Wealth Partners is ready to support you — quietly, professionally, and with your best interests at heart.

 

 

General Advice Warning

The information in this article is general advice only. It does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. You should seek independent financial advice to discuss your personal circumstances.

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Why Ongoing Financial Advice Is Worth It (and Why It Matters More Than Ever Today)